Welcome to My Bridging Finance
At My Bridging Finance, a division of the award-winning LDN Finance, we are your dedicated independent broker facilitating access to the most competitive interest rates available.
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Loans from £150k to £100 million+
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Terms up to 12 months
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Rates from 0.47% per month which is 5.64% per annum
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Up to 75% Loan to Value
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Can work off Open Market Value if higher than the purchase price
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High Net Worth bridging options available
What is a Bridging Loan?
A bridging loan is a short-term finance facility for up to 12 months used for a variety of purposes where traditional mortgage funding is not suitable.
May be possible to secure against property in any condition, subject to underwriting.
they are generally much quicker to arrange etc.
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Fast to arrange
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Buy before you sell
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Property restoration
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Poor credit history
How do I get a Bridging Loan?
We have access to all the best bridging loan providers, plus a range of exclusive facilities that are useful for applications that fall outside general lending criteria.
At My Bridging Finance, we will take the time to fully understand your plans and finance requirements before finding the best possible deal on the facility that is best suited to your needs.
Being completely independent allows us access to the most competitive finance terms.
Do you require a 'Regulated' or 'Unregulated' Bridging Loan?
Regulated Bridging Loans
The borrower or any immediate family member currently resides etc.
Unregulated Bridging Loans
These are loans that are secured against residential investment properties (i.e., buy-to-lets and HMOs), commercial and semi-commercial properties, development land, land without planning permission, and agricultural land.
Bridging Loan Facilities
No income proof required
When planned exit is sale of property
Poor credit history
CCJs, Defaults, Arrears, and Bankruptcies
Maximum age typically 85
No age restriction on some plans
Desktop valuations
Available on many plans
Very fast service
Completion can take place within a matter of days
We can assist with most situations plus many more:
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Below Market Value
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Development Exit
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Land with or without planning
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Foreign Nationals
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Light/Heavy Refurb
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Adverse Credit
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HMOs
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Student accommodation
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Hotels
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Care Homes
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Large single units
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Airspace
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Office
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UK and Ireland
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Subject to underwriting
Your home may be repossessed if you do not keep up repayments on your mortgage.
My Bridging Finance is a trading name of LDN Finance Limited which is authorised and regulated by the Financial Conduct Authority (FCA Number 779548). LDN Finance Limited is a company
registered in England and Wales (Company No. 10593737) with its registered office at Lynton House, 7-12 Tavistock Square, London, WC1H 9BQ. Trading Address: 2nd Floor, 8-9 Well Court, London, EC4M 9DN.